All our love affair with the car probably
started when the first model rolled off Henry Fords
production lines before the First World War but it was not
until the 1970s when the first motorways were under
construction and the car became really popular with people
whose incomes made in doubt that they would ever be able to
afford one. Within 10 years the country had what could
truthfully be called a pretty good motorway system, and it
wasn't long until the numbers of the cars on the road began
to increase to fill the available road space! Prior to 1970
buying a vehicle was something that people saved up for the
many years to do, but with the fresh demand prices started
to become more and more reasonable, and they are now more
affordable than they have ever been, and far from being the
preserve of the wealthy, they are now so well within the
average budget that many families have two, three or even
more cars parked on their drives.
What a shame car insurance didn't keep up with this.
Insurance companies were handed the dream of every industry;
motorists simply didn't have any choice but to buy
insurance, it was, and still is, compulsory. To buy
insurance it was necessary to trot down to the local
insurance broker who would, we hoped, pick out the insurance
policy from a huge choice which was the very best one for
our purposes, and at the very lowest price. A cynic may
think that although some of them may have done this a lot of
them selected the policy which would make them the most
profit.
Just as the motorway building campaign in the 70s was the
spur to the public to start buying cars, the advent of the
Internet was a spur to the insurance companies to start
improving their products because people were given the
opportunity to not only compare many different policies
online but also to communicate with other insurance buyers
to find out if there were better options available, and to
put pressure on insurance companies to bring out better
products. One result of this has been temporary car
insurance, of which more details can be found at
this site.
Temporary car insurance fills the need of people who want to
drive a vehicle, whether it is their own or someone else's,
for a relatively short time, usually either a few days or a
few months at a time. Thanks to online ordering it is
possible to buy cover at any time of day or night 365 days a
year, and the cost of it is very reasonable; back in the
dark old days of the local insurance broker someone would
have to do spend a fair bit of time getting quotes for a
policy which the insurance companies were reluctant to offer
and which were probably going to be only on economical
anyway once the brokers fees have been added, but now the
whole process of quoting, ordering and issuing of the policy
can be automated to the extent that it now takes only a
matter of a few minutes between logging on to a temporary
car insurance website, and downloading a certificate of
insurance with cover starting immediately! At long last, the
insurance industry as entered the 21st century.
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